SBI NEW RULES for Bank Transaction

SBI New Rules for ATM 

SBI Transaction Rules
News rules doesn’t proves it to be the Banker to Every Indian !!



  1. 3 times deposit free in your account. After more than 3 times deposit, you will pay 50/- per deposit.
  2. Minimum 5000/- balance to be maintained in metro city branch account holder.
  3. Minimum 3000/- balance to be maintained in city/town branch account holder.
  4. Minimum 2000/- balance to be maintained in semi urban area branch account holder.
  5. Minimum 1000/- balance to be maintained in villages branch account holder
  6. If you do not maintain minimum amount in your account, you will pay upto Rs.200/- + extra surcharge.(depending on how many days)
  7. SBI ATM free for 5 times use, after 5 times you will pay 10/- per transaction.
  8. Other bank ATM free for 3 times use, after 3 times you will pay 20/- per transaction.
  9. Unlimited SBI ATM use without any charges, If you maintain 25000/- in your SBI savings account.
  10. Unlimited SBI & OTHER BANK ATM use without any charges, If you maintain 100000/- in your SBI savings account.
  11. 15/- SMS charge you will pay after 3 months, (SMS charge free, If you maintain 25000/- in your SBI savings account)

ALL Branch Transaction Rule :

Bank NameFree transactions (month)Fees for Transactions Beyond Free Limit
Own Bank ATMOther Bank ATMFinancialNon-Financial
HDFC Bank53Rs.20 + service taxRs.8.50 + service tax
Punjab National BankUnlimited5Rs.20Rs.20
IDBI BankUnlimited5Rs.20Rs.8
Axis Bank53Rs. 20+ service taxRs. 9.55
KotakUnlimited5Rs.20 + service taxRs.8.50 + service tax
ICICI Bank53Rs. 20+ service taxRs.8.50 + service tax
Citi BankUnlimitedUnlimited
State Bank of IndiaUnlimited (for salary accounts)Unlimited (for salary accounts)
Canara BankUnlimited5Rs.20 + service taxRs.10 + service tax
Bank of BarodaUnlimitedDepends on the policies of those banksRs.20 + service taxRs.10 + service tax

ATM withdrawal charges for SBI 

Average Monthly Balance Same branch ATMsOther Bank ATMs (metro)Other Bank ATMs (non-metro)
Less than Rs.1000535
More than Rs.1000 to Rs.25,000535
More than  Rs.25,000 to Rs.50,000no limit35
 More than Rs.50,000 to Rs.1,00,000no limit35
More than  Rs.1,00,000no limitno limitno limit


Now the question arises what actually should be done ??

SBI Transaction Rules
SBI Transaction Rules

To withdraw your own money you have to pay service charge to the Bank and you pay Service Tax on the Service Charge to the Govt and we do so then why do we plan to put in a bank account , if it looks a step toward a digital India then we should not forget that maximum SBI users or better say maximum users in India is still unaware of the digital step i.e they lack mobile banking , online transnational knowledge , digital payment usage security measures.

Giants Like SBI should have planned some mass movement in terms of digitization in rural area by giving them training . Telling the common people the usage of Digital methods and how to use them .But if you read their new clauses you will realize that the steps are actually to hold money in bank, not digitization .

Immature Step by SBI


This step of BANK is something that we the common people of country are not ready for , and by doing this ,these banks have shown their immaturity towards their customers .

In-order to save our-self from the  transaction fees we can proceed towards training and learning the usage of mobile banking , online transaction and paying utilities via Credit/Debit card as much as possible .

please share your good work for the unity as a comment in below to motivate us and others to move in the direction of Saving money and also towards ease of usage of Online transaction .




One thought on “SBI NEW RULES for Bank Transaction

  • March 31, 2017 at 7:10 am

    Thanks for sharing such valuable information.


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